After seeing light at the end of the tunnel... it has grown dim again. Naively I assumed after getting the offers worked out and closing dates set that those dates would be kept and off we would gallop into our new future in Orlando. Here we are over a week past our May 31st closing date still living in our home with everything packed and no where to go. No closing date set. Paying fees every day we are over our other closing date for the Orlando home in order to keep the interest rate, paying for electricity over there and me, starting work in Orlando on Monday morning and working all week planning the next school year. I have some choice feelings for this entity called the VA.
However, a lesson in being humble. In patience. In giving gratitude when I least wish to. In realizing I cannot control some things. A lesson on how to manage stress and anxiety while under pressure has taken place. I have not "learned" it fully yet. But I am trying. I am opening myself up to feeling these things and trying to cope in the best ways that I can. Prayers. Tears. Escape. Conversations. Seclusion. Ice cream. Ice cream. Ice cream.
I am finding ways to be thankful regardless.
But I am sporting some nice new shiny grays.
I hope it works out. 🙏🏼🙏🏼🙏🏼
ReplyDeleteI want to understand for the future how to write agreeable terms into the contract as I had no repercussions to coerce my buyer. I asked my lawyer about retaining a portion of the downpayment if we didn't close by a certain date after it had been 5 or so months and was told the buyer would not agree to it in a manner that I knew there had been no discussion with the buyer's people.
I had not heard of the electricity condition, did the Orlando sellers add it or is it part of what the mortgage company wants?
I hope you had sufficient interest to make relisting a home a possible way out.
Thank you, Jean.
DeleteFive months. I cannot even begin to imagine. I hate that you went through that. It seems like some awful game of negotiation. I feel the same way you do. We keep asking our realtor if he is contacting the buyers/VA/whoever to get this rolling along and he keeps saying he is... but is he?? Ugh. Gross.
Yeah, apparently the electricity was getting shut off June 3rd since that was the original date we were supposed to close so the sellers pretty much said if you want the house, put on the electric. So we did as a show of faith that we really DO want the house. Our contract extension for the Orlando home runs out on Friday. I am really trying to be hopeful that the VA will come through by then and then we can close on both homes back-to-back.
We definitely had interest. The only thing that stops us from pulling the contract and re-listing is that we would definitely lose the Orlando home then. There is no way they would wait out this process again. It took Adam and I about a year to find a home we agreed upon. But hey. Whatever happens, happens. And I cannot control any of it.
Did you put your place back up for sale? Or are you waiting a little bit?
I had the same frustration with trying to get clear updates unfortunately but I am hopeful that you have better people all around that you are working with. In my case the buyer's lender was a banker running a loan business part-time. When it became obvious something must be wrong, it became harder to get a clear answer on where they were in the process or what was left to do. When pressed he would give dates but usually blow them off and sometimes privately to me blame the buyer being 80+ years old and not returning documents in a timely fashion. But he didn't always reply to emails or return phone calls promptly either. but now it is water under the bridge! :)
DeleteI have work to do on my unit for it to be in move-in condition, it was going to be an "as is" sale. I got an all cash offer from another owner in the building but I think I could do better if I fix it up. I'm slow at making it happen!!
Also hope you are having a good first day at work! <3
DeleteI got a text message from the cash buyer today...he increased his offer a bit and it's $3k under what I was going to sell it for last fall. Deciding if it's worth the money to have this on my plate any longer...decisions.
DeleteMaybe fixing it up will help the process for you too in some way. Adam ended up contacting the VA himself after all this run around and found out that the loan is sitting on an underwriter's desk and has been for over a week and after it leaves the underwriter's desk it still has to go through fiduciary which will take another week or so. So we have scouted a new way of making sure we get the Orlando house and are moving forward with that whether this house sells soon or not.
DeleteI LOVE my new job! I like the people and the exciting and daunting task of setting up my classroom. I have a co-teacher but they have not been hired yet so I am happily tackling the building of our student library and buying cultural decor pieces for the classroom.
Oh man. Jean. Please go with your heart/gut. I am rooting for you!!!! Please let me know what you decide!!!
Oh no! I am so sorry to hear this. I really hope the VA works it all out this coming week. Good luck tomorrow as you begin your new job. Once you are all moved, it will all be in the rear view and ok, but I know that when you're going through it, it can feel unbearable!
ReplyDeleteMe too. I am excited about work tomorrow. I think it will give me just the distraction I need and a way to look forward. You are absolutely right. Thank you!!! Ready for that rear view perspective. LOL!!
DeleteI hope it all works out for you. Soon. Can't even begin to imagine how stressful it must've been!
ReplyDeleteThank you so much, Nina!!! We managed to figure out a way to go ahead and move without having to wait on this home to finally sell. Hey!! You were drawn for the Arcana perfume. Please shoot me a message with your address. <3
DeletePraying every day. You are so strong, and you know David and I will be there either way. Love you.
ReplyDeleteThank you. Those prayers mean the world to me. I am ready for my mind and heart to be able to set this burden down. I am ready to move on. Thank you so much for making room to spend next weekend with us in our new home moving and unpacking. It means so much to me. Love you.
DeleteI cannot even imagine.. I hope the process just finishes up smoothly and wonderfully and like NOW for you guys! I would be a total mess- I imagine you're handling it more gracefully than I would be. lol Hang in there!!
ReplyDelete<3 <3
Thank you. ONLY 6 MORE DAYS!!!!! GAH!!!!!!! Thank you for the support and encouragement. It has been a treasure to me, friend.
DeleteI'm so sorry you're going through this. Your strength and perseverance will see you through. Praying everything goes well and you have an awesome week at school.
ReplyDeleteThank you, Valerie. I am so happy I got to work this past week. It helped me to think of something else and was great fun to plan out the school year. It will be fabulous. How are you doing?
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